Mr. Knotts is a Founding Partner of Strategic Risk Associates (SRA) and the firm’s Chief Credit Officer. He oversees the credit risk aspects of SRA’s software as a service business, credit risk management solutions, and lending solutions including specialty finance. He leads all credit risk management, loan resolution, and lending strategy engagements at regional clients, community clients, and specialty finance firms including his leadership role in M&A credit due diligence.Prior to SRA’s founding, Mr. Knotts was a Senior Vice President at Capital One Financial Corporation and the Head of Credit Review Services for the entire company. He was directly responsible for the review of the credit card, auto, and commercial lending businesses. Mr. Knotts was also responsible for the independent credit assessment of large scale acquisitions.Mr. Knotts previously served as Executive Vice President and Head of Portfolio Management for First Union’s Northeast and Mid-Atlantic Regions. During his tenure with First Union, he held various senior credit positions including Senior Credit Officer Corporate Banking, Connecticut Bank Chief Credit Officer and Deputy Manager for Credit Audit. He began his career with the Office of the Comptroller of the Currency (OCC) as an assistant National Bank Examiner in the Western District based in Seattle, Washington. After obtaining his Commission from the OCC, he transferred to New York City where he became a Multi-National Bank Examiner with responsibility for large multi-country banking organizations.Mr. Knotts is a prior Chairman of the Risk Management Association’s Loan Review Roundtable and participates in numerous industry conferences. He received a BA Degree in Economics from the University of Washington.For more information on SRA’s software solutions, consulting solutions, and to read key industry articles written by Mr. Knotts, connect with him on LinkedIn and Twitter (@BertKnotts).