Don’t Mess with Texas….in Times of "Fragile Goldilocks"

October 6, 2021


By all measures, Financial and credit markets have continued to behave in line with the idea of Goldilocks. For Texas banks in particular, the sharp climb up of energy prices in last few months has created benign environment for both commercial and consumer credit performance. Will this "Goldilocks moment" be stable or fragile? How should risk managers of Texas banks prepare for building resilience if these good times turn out to be unstable or fragile.


Bill Perotti
Chief Risk Officer
Frost Bank



COVID-19 has taught us to always expect the unexpected. SRA Watchtower removes the friction, cost, and complexity from risk and performance management in an always changing marketplace while providing your organization the hindsight, insight, and foresight needed to make the best decisions when it matters most.

Built by bankers for bankers, Strategic Risk Associates’ Watchtower platform advances risk and performance management for executives and the board in financial institutions. SRA Watchtower is a SaaS based Enterprise Risk Intelligence and Collaboration System that aggregates, integrates, normalizes and reports all critical risk and performance indicators on a continuous basis, providing real time access to companywide risk performance data, integrated in a way so as to strategically optimize risk strategy to the bottom line.


Register HERE




Laura Wallman
Manager, SRA


May 25, 2021

A Look Behind The Vault

Joe George
Anthony Zatelli
Josh Bartels
Rachel Mains
April 27, 2021

Environmental, Social and Governance Program

Michael Glotz, MBA, CRP
Niki White, CPA
Lindsey Hall
March 23, 2021

Managing Risk is Managing Performance

Michael Glotz, MBA, CRP
Arindam Majumdar
Chad M. Davison
March 30, 2021

The Great Re-Regulation

Michael Glotz, MBA, CRP
Judith Corprew
Steve Gannon
December 8, 2020

The Great Forbearance Experiment

Michael Glotz, MBA, CRP
Amitabh Bhargava
Albert Knotts
Bryan Corsini
Nathan Stovall
October 21, 2020

Exams Will Look Different. Are You Ready?

Michael Glotz, MBA, CRP
Terry Hoover
Robert Russell
Jeff Deibel
August 26, 2020

Mergers and Acquisitions in a Crisis

Michael Glotz, MBA, CRP
Amitabh Bhargava
July 30, 2020

Credit Portfolio Management in a Crisis

Amitabh Bhargava
Michael Glotz, MBA, CRP
May 13, 2020


Michael Glotz, MBA, CRP
March 19, 2020

Preparing for A Black Swan Event

Michael Glotz, MBA, CRP
Albert Knotts
Amitabh Bhargava
March 12, 2020

Best Practices for Chief Credit Officers

Michael Glotz, MBA, CRP
Marc Caccavale
February 27, 2020

Best Practices for Chief Risk Officers

Marc Caccavale
Michael Glotz, MBA, CRP
January 31, 2020

SRA's Risk Maturity Spectrum

Marc Caccavale
Michael Glotz, MBA, CRP
December 2, 2019

SRA's Risk Management Paradigm

Marc Caccavale
Michael Glotz, MBA, CRP