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The Holistic Risk Intelligence Platform

Watchtower integrates risk and strategy, offering a panoramic view of risk to drive strategic decisions
As a leading SaaS provider of innovative risk management solutions, we recognize that risk is not just an obstacle, but can also be a catalyst for growth.
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SRA Watchtower Joins the American Fintech Council to Drive Responsible Innovation

Watchtower enables Financial Institutions and FinTechs to assess and manage their FinTech Risk program

SRA Watchtower Raises $12M in Series B Funding Led by EJF Capital, JAM FINTOP and FINTOP Capital

Injection of capital to accelerate growth and enhance Watchtower, The Holistic Risk Intelligence Platform
risk management association rma

Improved Executive & Board Oversight

strategic risk assessment

Enhanced Operational Efficiencies

fintech risk management

Better Data Quality & Risk Governance

credit risk intelligence

Reliable Regulatory Compliance

risk maturity model

Increased Profitability & Resilience

compliance risk intelligence

Optimized Financial Performance

SRA watchtower

The holistic risk intelligence platformTM
Integrating risk and strategy to inform, enlighten and empower banking executives and boards.

Our suite of proprietary technology solutions and methodologies were built “by risk managers, for risk managers” designed to help customers navigate risk and drive growth. Watchtower provides risk practitioners, executives and the Board with a panoramic view of risk to make informed decisions and drive performance.

SEE OUR PLATFORM
erm systems

The holistic risk intelligenge platform

foresight risk and insurance services
ENTERPRISE RISK MANAGEMENT
(ERM)
Executive & Board level insights to manage risk & strategy at the top of the house to make better decisions
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foresight risk and insurance services
Risk Maturity Framework
(RMF)
In partnership with the RMA, the maturity assessment tool identifies gaps & risk improvement activities
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foresight risk and insurance services
Risk and Control
Self-Assessment
(RCSA)
Integrated with Watchtower RCSA improves awareness & proactive risk management enabling early detection & improved compliance
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foresight risk and insurance services
Program Risk Assessments
(PRA)
Informed by regulatory guidance & maintained by risk experts to help address risks at each level of the organization
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foresight risk and insurance services
Fintech
Risk Suite
(FRS)
Confidently enter FinTech partnerships with a full understanding of the capabilities & associated risks of each partner.
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Latest Episodes From THE RISK INTEL PODCAST

LEARN MORE HERE

Watchtower IS ESSENTIAL FOR SUCCESSFUL
RISK + PERFORMANCE MANAGEMENT

Stop managing risk with manual processes, spreadsheets and presentations. Watchtower closely integrates risk and strategy.

Watchtower

Watchtower Aligns the C-Suite and the Board

risk management association rma

Chief Executive Officer

Enhanced Visibility

 Timely Insights 

Strategic Alignment 

Informed Decision Making

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strategic risk assessment

Chief Risk Officer

Enhanced Visibility

 Timely Insights 

Strategic Alignment 

Informed Decision Making

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fintech risk management

Chief Financial Officer

Enhanced Visibility

 Timely Insights 

Strategic Alignment 

Informed Decision Making

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credit risk intelligence

Risk
Committee

Enhanced Visibility

 Timely Insights 

Strategic Alignment 

Informed Decision Making

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risk maturity model

Compliance Committee

Enhanced Visibility

 Timely Insights 

Strategic Alignment 

Informed Decision Making

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compliance risk intelligence

Board of directors

Enhanced Visibility

 Timely Insights 

Strategic Alignment 

Informed Decision Making

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Hear Directly From Watchtower Customers

Executives and the Board are on the line everyday to keep their financial institution safe, sound and ready for growth. They count on Watchtower to be their "risk operating system" to see problems before they become unsolvable.

primis

Senior Vice President, Enterprise Risk Management

Primis Bank
McLean, Virginia
Primis Bank Enterprise Risk Management group uses two software solutions to help us capture risk that may be building in the bank.  Our goal is to capture risks as early as possible in order to give us time to build controls around the risk in order to contain exposure.  Watchtower solution and capital planning model worked in identifying and monitoring a risk that was building.  As we saw the weakness growing quarter over quarter in Watchtower we knew that we had an area of the bank that needed attention.  That’s the value of Watchtower’s solutions:  Being able to self-identify a problem through Watchtower and validating that we have the capital to support the potential effects of the problem as we institute a remediation program.  Our other ERM software solution never gave us any indication of the impending challenge.  The reason that Watchtower captured the risk early is due to the risk indicator questions that the implementation team helped us design in order to identify risk specifically inherent in each regulatory defined risk category.  Our other software solution is not format-able; it can’t accommodate individual bank-specific idiosyncrasies nor accommodate questions that focus attention on the particularities of a risk category (credit risk indicators are very different from compliance risk indicators).  Our other ERM software was completely ineffective in “seeing” risk building.  
tristar bank

Robby Harmon, CERP

EVP, Chief Risk & Administration Officer
TriStar Bank
Dickson, Tennessee
We completed due diligence on several companies.  The main thing I kept coming back to was the work experience of Watchtower's staff.  With former regulators and bankers it made sense to me to do business with people who understand the business. As a small bank we are just now beginning the ERM process.  This process along with other things we are working on helps set us for the $500mm threshold as well as show our auditors and examiners we are monitoring our risk.  My experience in working with the Watchtower team and Cathy Jackson has been incredible.  Both are professional, knowledgeable and willing to teach. 
first state bank

timothy w. grooms

Chief Risk Officer
First State Bank
Winchester, Ohio
First State Bank utilizes Watchtower to monitor our implementation of the strategic plan and to ensure we are remaining within our risk appetite. Watchtower has assisted FSB in assessments of our risk profile, allowing the Bank to operate in a safe and sound manner while taking advantage of opportunities for growth. The ability to provide uniform reporting across multiple areas of risk has provided easy to understand reports that assist in identifying trends; resulting in improvements to strategic planning and the development of future risk appetites.
union bank

Patricia n. Hogan

EVP, Senior Risk Officer, BSA & CRA Officer
Union Bank
Vermont & New Hampshire
Union Bank is using Watchtower to identify and document risks throughout the organization.  Watchtower allows us to easily identify our top risks so that we can focus our energies on our most important priorities. We are still in the process of implementing Watchtower, but can see that we will be able to track open items and initiatives more efficiently, and allow for comprehensive reporting.
fintech risk monitoring

built by Risk ManagerS.
for Risk managers.

Our suite of proprietary technology solutions and methodologies were built by our team of former regulators, auditors, and chief risk officers from the Financial Services and FinTech industry.

Meet The Team
mbna
occ
fdic
citibank
s&p Global
american express
anthem
gartner
suntrust
bloomberg
vmware
gsb
citrix
supplier risk intelligence
compliance risk assessment framework
michael glotz
Founder * CEO
michael glotz
Founder and Managing Partner
michael glotz
Chief Risk Officer
michael glotz
Chief Technology Officer

CLIENT SAMPLE

andy lock

The Watchtower implementation took 60 days, with excellent support from SRA. The software is very robust and easily configurable. We have extensively used the warehouse of KRIs to identify and track our risks while adding to the library is easy as well. Our Board appreciates the clarity provided by the dashboards, with the ability to drill down quickly to understand specific risks.
CHIEF RISK OFFICER, TOWNEBANK

leslie S. CUNDIFF

SRA’s lead credit analyst brings a consultative approach reflective of her banking and business experience. She completed insightful Key Risk Reviews on a large number of credits in a short period of time.
SENIOR credit officer / central virginia bank

Joseph J. Slovick, III

We are very pleased with our decision to hire SRA for multiple projects. Their deep CRM experience and strong regulatory background proved very beneficial for our bank.
Senior Vice President, Eastern Savings Bank

LIVESTREAM Archive

banking, technology, academia +
the United States Treasury

SRA technology and methodology was designed and built by leaders from all aspects of consumer and commercial banking, financial services and credit unions.

our team
CapitalOne Bank
MBNA
Office of the Comptroller
FDIC
Bank of America
Citibank
American Express
Louisiana State University
SunTrust
Bloomberg

The Holistic Risk Intelligence Platform

Watchtower integrates risk and strategy, offering a panoramic view of risk to drive strategic decisions
As a leading SaaS provider of innovative risk management solutions, we recognize that risk is not just an obstacle, but can also be a catalyst for growth.

OUR VISION for RISK & PERFORMANCE MANAGEMENT

SRAis built to modernize the fulfillment of advanced risk management and strategic imperative performance for financial institutions. We are turning our vision into reality for our clients with state-of-the-art technology, deep experience, and clear and universal language so board of directors and specialized managers have the information they need to take positive action.

software

SRA’s software is patented and state-of-the-art, built by design for banks. SRA Watchtower seamlessly scales from young DiNovo banks to well-established multinational financial institutions. Our technology faithfully helps our clients fulfill their responsibility to their customers, colleagues, board members and shareholders.

people

The SRA leaders are hands-on practitioners from national banks, federal government regulators, state bank examiners and credit union executive teams. Our experience in banking, technology, data science, banking law, credit, risk, compliance, governance and finance make us an invaluable problem-solving team.

third party relationships risk management guidance

Study & Advice

How well we communicate is determined not by how well we say things, but how well we are understood

DESIGNING & PLANNING

How well we communicate is determined not by how well we say things, but how well we are understood

Management & Supply

How well we communicate is determined not by how well we say things, but how well we are understood

from our clients

testimonials

compliance management framework

The ultimate goal of the architect...is to create a paradise. Every house, every product of architecture... should be a fruit of our endeavor to build an earthly paradise for people.

John Travis - Artist
risk management governance

The ultimate goal of the architect...is to create a paradise. Every house, every product of architecture... should be a fruit of our endeavor to build an earthly paradise for people.

John Travis - Artist
compliance management framework

The ultimate goal of the architect...is to create a paradise. Every house, every product of architecture... should be a fruit of our endeavor to build an earthly paradise for people.

John Travis - Architect
risk intelligence system

The ultimate goal of the architect...is to create a paradise. Every house, every product of architecture... should be a fruit of our endeavor to build an earthly paradise for people.

John Travis - MAnager

focused on financIAL INSTITUTIONS

SRA provides technology and advisory solutions exclusively to financial institutions in six critical domains

Governance

Board Reporting
Board Training
Governance Framework
Executive Reporting

strategy

Profitability
Growth
Planning
M & A

credit

Management
Review & Stress Testing
Process Design
Policy Development
Loan Review

Finance

Market, Liquidity & IRR Risk
Capital Management
Capital Planning
Stress Testing

risk

Compliance
Operations
Cyber Security
Legal & Regulatory

people

Fractional C-Level
Executive Coaching
Risk Training
Recruitment